HOMECOURT
Tool

From landing to mortgage-ready.

The waiting isn't one clock — it's three: employment, credit history, down payment. This shows when each gate clears for your file, and what to do while they do.

Your file
Mortgage-ready

Illustrative price your income supports
Down payment to plan for

    Typical figures, not any lender's rule — newcomer programs are lender-specific and change. Employment and credit clocks assume they started at landing; if yours started later, the plan shifts by the difference. Illustrative, not an approval, not advice. Qualification always applies.

    Email yourself this roadmap

    Optional. One email with your plan — nothing else unless you ask.